Commercial Documents Library


Product Information

Commercial Quick Guide

A handy overview of our commercial product options and niches.

Product Guide

Compare and understand the different options available for our Commercial Loans.

Commercial Rates & Fees

View our interest rates and fees.


Application Documents

Commercial Online Application Form

Use this when lodging applications with us online.

Postal/Manual Application Form

Use this when posting or printing applications.

Declaration of Financial Position

Required for all self-employed clients applying for an ‘alt doc’ loan.

Pepper Money Accountant's Letter Template

Where self-employed income is verified by a clients’ accountant.

Access Nomination Authority Form

To be signed by corporate and trust borrowers looking to have access to their online banking.

Access Nomination Authority Form - Individual

To be signed by individual borrowers looking to have access to manage their loan online.

Privacy Consent Form

To be signed by home loan applicants authorising Pepper Money to hold and disclose their personal information in accordance with our Privacy Policy.


Guides and Calculators

Broker Centre Guide

Instructions on how to access Broker Centre and submit applications online.

Serviceability Calculator

Estimate what your client could afford to borrow in different scenarios.

Postcode Calculator

Determine the maximum loan amount we’ll lend in your client’s postcode.

Scenarios guide

Use this guide for your Pepper Money Commercial scenarios.

NDIS Factsheet 

For more information on our policy for NDIS securities.

Boarding House Factsheet 

For more information on our policy for Boarding House securities.

Target Market Determinations

The target market determinations (TMDs) outline the likely objectives, financial situation, and needs of the target market for each of our products.


Lodge your Applications Online

Lodge your client’s applications with us online – just use your email address and login details from the Pepper Money Online Application Portal. If you need assistance, contact us

Information is correct as at 16 November 2023 and subject to change at any time.

Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

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