Meet Andrew...

Andrew* is a carpenter who was recently hit with a large ATO bill and now wants to refinance to help pay it off. 

Self-employed man with beard wants to refinance to pay ATO bill



  • Andrew is a 38-year-old self-employed carpenter. 
  • He currently owns a property valued at $650,000 with $520,000 remaining on his mortgage. He also has a $10,000 credit card balance. 


His current situation

  • Andrew was recently hit with a large ATO debt that required immediate payment.
  • He wanted to settle the debt by refinancing and releasing equity from his home to pay the ATO.


Real life solution

  • Andrew qualified for a Pepper Near Prime home loan, which could pay out his ATO debt at settlement as part of a refinance.




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* Fictional scenario. These case studies are based on real-life examples, are not testimonials and have been provided for educational purposes only. They are not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. Outcomes will vary depending on the applicant’s individual circumstances. Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply.

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