Product and Credit Policy Updates

Discover the latest product updates across our home loan, SMSF and commercial loan options.


What's New at Pepper Money

We’ve made some changes to our policies. To help you get up to speed, here’s a summary of our latest changes—because having options can make all the difference.


More options to succeed

We’ve made some changes to how we treat refinancing of tax, private and solicitor debts that could make a real life difference.


Smart rates and fees

Here are some changes you need to know about, effective 16 May 2024.  


Red Hot Alternatives for self-employed clients

We’re expanding our home loan options!

serviceability solutions

Red Hot update: must know changes to interest rates 

Until 27 June 2024, help your clients succeed with these promotions.

serviceability solutions

Must-know changes: Update to SMSF interest rates and servicing calculator

Here are the changes you need to know, effective 11 March 2024.

serviceability solutions

Must-know changes: Interest rates and more

Update on interest rates, effective 15 February 2024.

serviceability solutions

Broker support over the Holidays

Need assistance over the holiday period? We are here to help. View our broker support schedule. 

serviceability solutions

Key Dates for the Festive Season

Clients looking to settle before the holidays? Make sure you’re aware of these key dates. 

serviceability solutions

Smart Commercial Options

We’ve evolved our commercial loan options in partnership with brokers, effective 31 October 2023.

serviceability solutions

Must know changes to rates, buffers and more

Effective 7 August 2023, help your clients succeed for less with the Red Hot Rates package.

serviceability solutions

Clients looking for serviceability solutions?

Help them move forward with our home loan options.

No more clawback for commercial loans

Options that give you the credit

We’ve made some changes to help make a real-life difference to your business and open more doors for your customers.

No more clawback for commercial loans

No more clawback on our commercial loans

You spoke we listened. We’re introducing the below changes for commercial loans to help you and your clients succeed. Effective 1 Feb, 2023.

updated credit policy

We’ve updated our credit policy with additional residency visa categories

Invested in making our options as diverse as your customers, we’ve updated our credit policy to help more people achieve their home ownership goals.

Commercial PropertyHub

Commercial PropertyHub

We're excited to announce the launch of the Commercial PropertyHub as part of our commitment to leveraging technology to deliver value to our brokers.

Near Prime Clear

Near Prime Clear: more options to help your clients succeed

We're excited to announce the introduction of Near Prime Clear to our home loan range. Near Prime Clear offers self-employed and PAYG clean credit history borrowers more options to succeed.

Ready to help your client's find a loan that suits them?

Still have questions?

Get in touch with a Pepper Money relationship manager

Information is correct as at 16 November 2023 and subject to change at any time.

Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

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Helping you help all kinds of clients. Talk to us today.