What is specialist lending?

Discover how our flexible approach to home loans could help your clients.
A specialist home loan might be an option for your clients for several reasons: they may be recently self-employed, have a past bankruptcy, receive a non-traditional income, or be behind in bill repayments. However, these situations are just a part of their story – after all, real life happens to everyday Australians who can move forward.
We work with you to understand your client’s situation – from their current employment to their past credit history.
Why a Specialist solution could work for your client
More options for you and your clients
Specialist lending - also known as non-conforming lending - can provide more options when an applicant doesn’t typically conform to the major banks' standard loan criteria.
If your clients are having trouble getting a home loan because of their credit history, type of employment, or their income doesn't tick the right boxes, a specialist home loan could be an option.
How can I introduce a specialist home loan to my client?
If a specialist lending solution may be suitable for your client, our 5 Step Process can help you position it when they may have expected a home loan from a traditional lender.

Non-bank lending making a real life difference.
Have a client with a similar situation? Put us to the test.