Postcode Search Calculator

Enter the postcode of the security property to determine the maximum loan amount we will lend.

Please speak to your Pepper Money BDM if you have any questions or would like further details. 

These calculators are to be used as a guide only and are not a suggestion or recommendation of any particular loan product. They do not reflect comparison interest rates or true interest rates and are based on the assumption that interest rates will remain constant for the terms of the scenarios you have entered. The formula used for the purpose of calculating monthly repayments is based on daily compounded interest. Loan timeframes and total repayment amounts are calculated through principal and interest servicing. The results of these calculators do not take into account loan setup or establishment fees nor government, statutory or lenders fees, which may be applicable from time to time. The actual interest rate will depend on the borrower's circumstances and the information verified during the loan application assessment.

 

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Estimate the Lender Protection Fee (LPF) applicable on our Essential (Prime) option.
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Servicing Calculator

Calculate your client's serviceability estimate prior to application.
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Information is correct as at 4 August 2026 and subject to change at any time.

Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

1 Promotion applies to new Prime Home Loan (Full Doc) residential purchase applications in Cat 1 & 2 locations up to 80% LVR for loan amounts up to $2.5M, and 80%-90% LVR for loan amounts up to $1.5M. If the property type is a unit, then it must be ≥ 40SQM. Applications must be submitted and conditionally approved between 12:00am AEST 1 April 2025 and 11:59pm AEST 20 August 2026 (Promotion Period).

^ Application Fee promotion applies to eligible new Prime Seriously Easy SMSF Refi applications, with residential security. Applications must be submitted and conditionally approved between 12:00am AEST 15 April 2026 and 11:59pm AEDT 20 August 2026 (Promotion Period). 

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