We've been making a difference to people's lives for 25 years!
To celebrate, we've dropped rates on our Near Prime and Specialist home loan options until 20 November 2025*. Check them out.
Join the party, and help the clients that need it most. Whether they’ve gone through a big life change, just started a new business, or want to make the most of their home equity - we’ve got home loan options that could help.
Credit history considered
- Defaults (paid/unpaid) listed any time
- Late payments & mortgage arrears
- Part IX or X agreements
- Discharged bankrupt (1 day)
Self-employed support
- 6 months ABN
- 5 ways to verify income. Incl. 1–2-year financials
- Refinance ATO and business debt
- Company debt excluded from servicing
- Small business debt restructure (SBDR)
Plus, capacity boosting features across all options
- Up to 40-year loan terms
- Unlimited debt consolidation & cash out. Incl. business use
- Genuine savings not required
25 years of really helpful loan options
Important Information
Information is correct as of 14 October 2025 and is subject to change.
Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Applications lodged after the Promotion period will be offered the application interest rate, fees and credit policy then applicable. Promotions are subject to change and may be varied or withdrawn at any time.
*Rate promotion applies to new Near Prime, Specialist and Specialist Plus home loan options applications. Refer to the rate card for our full range of interest rates and fees. Applications must be submitted between 12:00am AEDT 14 October 2025 and 11:59pm AEDT 20 November 2025.
