Boost your client’s borrowing power

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Prime Home Loan promotion to help Full Doc clients.

You could save your clients thousands. Now that’s a flex. 

Until 1 July 2026: 

  • No LPF (similar to LMI)
  • No risk fees

Up to 90% LVR for residential properties. No occupation restrictions. 

Clients need more flex?

Income

  • 100% overtime/bonus
  • No debt-to-income limit
  • OFI debts taken at actual repayments +25% buffer
  • No notional rent

Capacity boosting

  • Up to 40 year loan terms
  • Loan amounts up to $1.5M at 90% LVR
  • Company debts excluded from servicing 

Credit history

  • Paid defaults up to $500
  • No credit scoring

    

Got a deal on your desk? Give it the non-bank test.
Submit a scenario

Information is correct as of 2 June 2026 and is subject to change.  

Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Applications lodged after the Promotion periods will be offered the application interest rate, fees and credit policy then applicable. Promotions are subject to change and may be varied or withdrawn at any time. 

*Promotion applies to new Prime Home Loan (Full Doc) residential purchase applications up to 90% LVR. Refer to the rate card for our full range of interest rates and fees. Applications must be submitted and conditionally approved between 12:00am AEST 1 April 2025 and 11:59pm AEST 1 July 2026 (Promotion Period). 

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