Increase your client’s borrowing power

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Up to 90% LVR

  • No LMI
  • No LPF
  • No risk fees

On Prime Full Doc home loans for residential properties, until 4 June 2025.1

No occupation restrictions - prime eligibility criteria applies.

Need more? Up to 3% flat fee for 90-95% LVR

Find out how you could save your clients thousands

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Clients need more flex?

Income

  • 100% overtime/bonus
  • No debt-to-income limit
  • OFI debts taken at actual repayments +25% buffer
  • No notional rent

Capacity boosting

  • Up to 40 year loan terms
  • Loan amounts up to $1.5M at 90% LVR
  • Company debts excluded from servicing 

Credit history

  • Paid defaults up to $500
  • No credit scoring

    

See how we rate

We’ve expanded our home loan promotional rates even further to include 85%-95% LVR. Prime rates from:

Full Doc from:

from:
6.29
%
p.a.
Interest rate5
6.47
%
p.a.
Comparison rate6

Alt Doc from:

from:
6.79
%
p.a.
Interest rate5
6.97
%
p.a.
Comparison rate6

Check out our rate card for more information. 

Got a deal on your desk? Give it the non-bank test.

Submit a scenario

Information is correct as of 1 April 2025 and is subject to change. 

Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Applications lodged after the Promotion period will be offered the application interest rate, fees and credit policy then applicable. Promotions are subject to change and may be varied or withdrawn at any time.

1Loan Protection Fee promotion applies to new Prime Full Doc residential purchase applications up to 90% LVR. Refer to the rate card for our full range of interest rates and fees. Applications must be submitted between 12:00am AEDT 1 April 2025 and 11:59pm AEST 4 June 2025.

2 Variable interest rate for Prime Full Doc loans with >85%-95% LVR is 7.69% p.a. (comparison interest rate 7.87% p.a.). Interest rate is correct as of 1 April 2025 and is subject to change at any time. The actual interest rate applicable will depend on the individual borrower’s circumstances.

3Prime Full Doc promotion applies to new Prime Full Doc home loan applications, for variable interest rates up to 80% LVR. Refer to the rate card for our full range of interest rates and fees. Applications must be submitted between 12:00am AEDT 5 March 2025 and 11:59pm AEST 4 June 2025.

4Prime Alt Doc promotion applies to new Prime Alt Doc home loan applications, for variable interest rates up to 85% LVR. Refer to the rate card for our full range of interest rates and fees. Applications must be submitted between 12:00am AEDT 15 October 2024 and 11:59pm AEST 4 June 2025.

5Variable interest rates range from 6.29-11.94% p.a. (Comparison interest rates range from 6.47-12.09% p.a.). Interest rates are correct as of 1 April 2025 and are subject to change at any time. The actual interest rate applicable will depend on the individual borrower’s circumstances.

6Comparison rate is calculated on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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