Commercial and SMSF opportunities just got sharper
Effective 17 September 2026, select commercial and SMSF (Business Real Property) rates are being cut by up to 35bps.
That includes:
Commercial rates from 7.79% p.a.1
SMSF business real property rates for SMSF corporate trustees from 7.64% p.a.2
Have a deal or a scenario worth another look?
Important Information
Information is correct as of 17 September 2026 and is subject to change. SMSF loans available to SMSF corporate trustees only.
1 Commercial loan interest rates range from 7.79% p.a. to 9.99% p.a.
2 SMSF loans for business real property interest rates for SMSF corporate trustees range from 7.64% p.a. to 9.89% p.a.
The actual interest rate applicable will depend on the individual borrower’s circumstances and the information verified during the loan application assessment.
Appliations are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only, and not intended to imply any recommendation about any financial product(s) or constitute tax advice. It is recommended that your clients obtain independent financial and tax advice before making a decision.
© Pepper Money Limited ABN 55 094 317 665; AFSL and Australian Credit Licence 286655 (“Pepper”). Pepper is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647.
