Set you and your self-employed commercial clients up for growth

Posted: 02-05-2022

We understand that running a business can sometimes mean the unexpected happens and that clients need flexible, real life loan options. To help meet the shifting needs of your self-employed and commercial clients, we're introducing 30 year loan terms and a 1 year Near Prime full doc to our range of commercial solutions from 5 May 2022. 

Grow your business with these new product features and help your clients invest back in their business, better manage cash flow and spread out their monthly repayments.

Our 1 year Near Prime commercial full doc option is available to self-employed borrowers with a clean credit history who are looking to borrow <$1million and can provide:

  • 1 year tax return
  • 1 year notice of assessment
  • 1 year financial statements prepared by the client's accountant
  • Copy of current the lease documentation (if applicable)

We may also request:

  • Most recent quarter BAS if the financial statements submitted at greater than 6 months old at the time of application.


Brokers submit a scenario to Pepper Money

Bank said no? Put it to the non-bank test.

Get a fast-paced review from our scenarios team. They can tell you when ‘no’ could be ‘yes’.

For more information please refer to the Pepper Money Commercial Product Guide.

Information is correct as of 2 May 2022 and subject to change at any time. Applications are subject to the lender's credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply.

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