Variable rate increase
Following the RBA cash rate announcement, we're increasing our variable interest rates by 0.25% p.a., effective 13 November 2026.
At a glance
- Rate change: increase of 0.25% p.a.
- Effective date: 13 November 2026
- Applies to: variable rate home, commercial, construction and SMSF loans
- Updated rate card: available in the Documents and Forms section of the website
How the change will apply
Existing clients
Applications in pipeline
New applications
Financial assistance
If your clients are worried about making their repayments, they don’t have to navigate it alone. Encourage them to get in touch with us as early as possible, so we can understand their situation and talk through the support options that may be available, including hardship assistance.
They can call us on 1800 185 914 or visit our financial support hub.
Important Information
Information is correct as at 13 October 2026 and subject to change at any time.
This content is for accredited Pepper Money brokers, introducers and intermediaries, including those applying for accreditation. It shouldn't be distributed to or relied upon by consumers.
Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only, and isn’t intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.
©Pepper Money Limited ABN 55 094 317 665; AFSL and Australian Credit Licence 286655 (“Pepper”). All rights reserved. Pepper is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647.
