Don't lose a client you could've helped
Posted: 22-03-2023
With research showing 1.19 million mortgage holders having been ‘At Risk’ of ‘mortgage stress’ in the three months to January 20231, those who traditionally qualified for a prime loan, could now need a real-life solution. That’s where non-banks come in.
The good news is that we’ve made it really easy to get started.
Real life = non-bank
Whether you call it non-conforming, non-bank, alternative, or specialist lending, these are all just different ways to describe borrowers' circumstances that may not tick the bank’s boxes. But, it’s a mistake to put these clients into the ‘too hard basket’ when there may be non-bank options available.
Brokers who invest the time to help their clients navigate challenging times could set up their business for ongoing success. This doesn’t mean you as the mortgage broker need to work any harder or put in more work just because your client needs a real life solution.
And it’s never been easier
Taking the guess work out of non-bank lending, we’re invested in providing you with innovative tech - so you can spend less time on the application and more time getting back to helping your clients.
Here’s a snapshot of some of the ways we help you to succeed – from initial query to post-settlement.
Decision SLA
Home loans: 1 business day
Commercial: 3 business days
Direct access to credit
Digital Identity Verification
Loan Statements
One credit approval
Simplified Valuations
Electronic Signing
Application, submission and approval checklist
PPS
We’re constantly evolving our processes, products, and policies to adapt to the market and your clients’ changing needs. Experienced and nimble enough to keep working on making non-bank lending easier than ever – we’re invested in your success.
Ready to get started?
All Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.
Pepper Money Personal Loans is a brand of Pepper Money Limited. Credit is provided by Now Finance Group Pty Ltd, Australian Credit Licence Number 425142 as agent for NF Finco 2 Pty Limited ACN 164 213 030. Personal information for Pepper Money Personal Loans is collected, used and disclosed in accordance with Pepper Money’s Privacy Policy & the credit provider’s Privacy Policy.
©Pepper Money Limited ABN 55 094 317 665; AFSL and Australian Credit Licence 286655 (“Pepper”). All rights reserved. Pepper is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647. Pepper Asset Finance Pty Limited ACN 165 183 317 Australian Credit Licence 458899 is the credit provider for asset finance loans. Pepper and the Pepper Money logo are registered trademarks of Pepper Group Assets (Australia) Pty Limited and are used under licence.
