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Brokers use Pepper Product Selector

Need a loan option to make that client's dream real?

Run a scenario or get a quicker answer with Pepper Product Selector.

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More deals are now possible 

As scenarios become more varied, you need more ways to structure a deal. With bigger loans, higher LVRs, and broader lending across more security types and cat 1 – 4, we’re helping give you more ways to say yes.
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Pepper Money home loans trio

Say yes to more people

Every client’s situation is unique, so whether they’ve recently experienced an unexpected life event, recently started a business or perhaps looking to leverage existing home equity, we have a range of options.

We're invested in your success

Our dedicated team of BDMs are with you every step of the way
 
  • direct access to our solutions-focussed sales support team
  • easy application processes with fast turnaround times
  • a professional team of responsive BDMs, whose goal is providing first class service

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Pepper Money awards

Information is correct as of 21 August 2026 and is subject to change.

Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply.

*Super Easy SMSF refinance applications require the following: corporate trustee applicants; the same loan amount (plus loan set-up fees); a proposed repayment that is lower than the current SMSF loan repayments; demonstrated satisfactory repayment conduct (shown through 6 months of SMSF loan bank statements); and confirmation that the SMSF is currently compliant with the ATO.

^Application Fee promotion applies to eligible new Prime Seriously Simple SMSF Refi applications, with a residential security. Applications must be submitted and conditionally approved between 12:00am AEST 15 April 2025 and 11:59pm AEDT 12 November 2026.  Applications lodged after the Promotion period will be offered the application interest rate, fees and credit policy then applicable. Promotions are subject to change and may be varied or withdrawn at any time. Refer to the rate card for our full range of interest rates and fees.

Invested in your success

Helping you assist all kinds of clients. Talk to us today.