February key updates:
What you need to know
Posted: 05-02-2026
The changes you need to know, effective 13 February 2026.
Update on rates
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Existing variable rate clients
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A 0.25% p.a. increase will apply to home, commercial, construction, and SMSF loans. We’ll let impacted customer know their applicable rate, repayment details, and the effective date. minimum monthly repayments, and the effective date.
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Applications in pipeline
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For applications yet to settle, an increase of 0.25% p.a. will be applied to their home, commercial, construction, or SMSF loan at settlement.
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New applications
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We’re increasing our variable rates across our home, commercial, construction and SMSF loans by up to 0.25% p.a.
Rates cards will be available from 13 February 2026.
No Risk fee. No LPF.
Information is correct as at 5 February 2026 and subject to change at any time.
Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.
*Loan Protection Fee promotion applies to new Prime Full Doc residential purchase applications up to 90% LVR. Refer to the rate card for our full range of interest rates and fees. Applications must be submitted and conditionally approved between 12:00am AEDT 1 April 2025 and 11:59pm AEDT 1 April 2026.
