Lender Protection Fee Calculator

Use this calculator to calculate the LPF applicable on the Pepper Essential (Prime) option.

Please speak to your Pepper Money BDM if you have any questions or would like further details. 

These calculators are to be used as a guide only and are not a suggestion or recommendation of any particular loan product. They do not reflect comparison interest rates or true interest rates and are based on the assumption that interest rates will remain constant for the terms of the scenarios you have entered. The formula used for the purpose of calculating monthly repayments is based on daily compounded interest. Loan timeframes and total repayment amounts are calculated through principal and interest servicing. The results of these calculators do not take into account loan setup or establishment fees nor government, statutory or lenders fees, which may be applicable from time to time. The actual interest rate will depend on the borrower's circumstances and the information verified during the loan application assessment.

 

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Information is correct as at 2 July 2026 and subject to change at any time.

Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

* Seriously Easy SMSF refinance applications require the following: corporate trustee applicants; the same loan amount (plus loan set-up fees); a proposed repayment that is lower than the current SMSF loan repayments; demonstrated satisfactory repayment conduct (shown through 6 months of SMSF loan bank statements); and confirmation that the SMSF is currently compliant with the ATO. 

^ Application Fee promotion applies to eligible new Prime Seriously Easy SMSF Refi applications, with residential security. Applications must be submitted and conditionally approved between 12:00am AEST 15 April 2026 and 11:59pm AEST 27 July 2026 (Promotion Period). 

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