Lender Protection Fee Calculator

Use this calculator to calculate the LPF applicable.

No LPF: Your Prime Time Flex

Save your clients thousands with no LPF up to 90% LVR on select Prime Full Doc home loan options. Residential properties only. Offer ends 12 November 20262. 
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Please speak to your Pepper Money BDM if you have any questions or would like further details. 

These calculators are to be used as a guide only and are not a suggestion or recommendation of any particular loan product. They do not reflect comparison interest rates or true interest rates and are based on the assumption that interest rates will remain constant for the terms of the scenarios you have entered. The formula used for the purpose of calculating monthly repayments is based on daily compounded interest. Loan timeframes and total repayment amounts are calculated through principal and interest servicing. The results of these calculators do not take into account loan setup or establishment fees nor government, statutory or lenders fees, which may be applicable from time to time. The actual interest rate will depend on the borrower's circumstances and the information verified during the loan application assessment.

 

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Information is correct as of 21 August 2026 and is subject to change.

Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply.

*Super Easy SMSF refinance applications require the following: corporate trustee applicants; the same loan amount (plus loan set-up fees); a proposed repayment that is lower than the current SMSF loan repayments; demonstrated satisfactory repayment conduct (shown through 6 months of SMSF loan bank statements); and confirmation that the SMSF is currently compliant with the ATO.

^Application Fee promotion applies to eligible new Prime Seriously Simple SMSF Refi applications, with a residential security. Applications must be submitted and conditionally approved between 12:00am AEST 15 April 2025 and 11:59pm AEDT 12 November 2026.  Applications lodged after the Promotion period will be offered the application interest rate, fees and credit policy then applicable. Promotions are subject to change and may be varied or withdrawn at any time. Refer to the rate card for our full range of interest rates and fees.

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